About Integrity Investment Advisors

This Is My Story 

We believe that if you hire an Advisor, they should be low-cost (under 1%), fee-only and a Fiduciary for you 100% of the time.  Get them to sign the Fiduciary Oath.  Please use the calendar below to set up a free introductory phone call.  We can review your goals/objectives, current situation, fees & expenses, potential red flags and more.  I encourage you to verify that you have a solid plan in place.  Your retirement will thank you!

Integrity Investment Advisors is a fee-only Independent Registered Investment Advisor Firm located in Fort Collins Colorado.  We serve clients nationwide. As of January 2024, we manage about $104M in client assets.  We are a low-cost and we have direct access to Dimensional Funds (DFA with no extra fees from middlmen).  Integrity was established in 2010 with the intent of becoming a fresh alternative in the financial planning industry.  Because of the Great Recession of 2008 and the financial meltdown that ensued, Wall Street and the big banks were exposed for charging high fees and lacking the commitment to put clients interest first.

Todd Moerman is the Founder and Managing Partner of Integrity Investment Advisors, LLC.  He has a degree from Miami University, Ohio in Finance and holds a AWMA designation (Accredited Wealth Management Advisor).  Todd is also 50% owner in a Colorado based tax preparation business (365 Tax Strategy). Todd spent over 20 years working in large, global companies like Xerox, GE Healthcare and Philips Healthcare.  These experiences have allowed him to see the need for changes in the Financial Services business model.

In 2021, we hired Robert (Sam) Hamilton.  Sam graduated from the University of Denver with an Accounting degree and a Masters of Accountancy.  He has also earned his Certified Financial Planner (CFP®) Certification.  Sam is currently working toward his EA (Enrolled Agent) designation for tax preparation.

Financial markets have changed, pensions plans have declined, social security and medicare are at risk and we are on the verge of a retirement crisis. Investors can no longer afford high fees, lack of transparency, lack of trust and lack of results.  We encourage you to contact us for a free 2nd opinion 303-549-4720.

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If you hire an advisor, I highly recommend that you only hire a low cost, fee only (not fee based), fiduciary advisor.  Successful investing is about Philosophy, Strategy, Process and Discipline. A big part of my job is helping clients make rational decisions about their money.  I am a teacher – I help educate clients about institutional investing and factor investing (low fees, value, small cap, high profit and momentum).  I am a bouncer – I help keep bad things out of your portfolio (high commission products, annuities, limited partnerships, non-traded securities).  I am a coach – I help clients avoid bad investing behaviors and stay on track for their long-term goals.

We also focus on Lifestyle Driven Planning.  Can your portfolio support your desired lifestyle?  What are the odds of success?  How long do you have to work?  When to take Social Security?  How do you align your portfolio with your goals and values? 

In 2012, Mr. Moerman earned his Accredited Wealth Management Advisor (AWMA) designation from the College for Financial Planning. This accreditation is the CFP558 curriculum and covers the below.
3/2012 – Accredited Wealth Management Advisor (AWMA) – minimum requirements include the below subject matter, passing a final exam and 16 hours of continuing education every two years. • The Asset Management Process • Investors, Policy & Change • Risk, Return & Investment Performance • Asset Allocation & Selection • Investment Strategies • Taxation of Investment Products • Investment Opportunities for an Individual’s Retirement • Investment Considerations for Small-Business Owners • Deferred Compensation & Other Benefit Plans for Key Executives • Insurance Products for Investment Clients • Estate Planning for Investment Clients • Regulatory & Ethical Issues for the Investment Professional • Risk Management & Investment Issues for High Net Worth Clients • Income Tax & Executive Benefits Planning for High Net Worth Clients • Estate Planning for High Net Worth Clients.