News & UPDates
The Average Stock is Already in a Bear Market!
As of last Monday (1/11/16), the average stock is already in a bear market. (photo credit Kevin Dietrich) Here is some data as of 1/11: The S&P 500 is only down -10% from the May 20, 2015 highs of 2,135. 10% corrections are fairly normal. The average S&P 500...
2015 Was Flat and Narrow
Just because you need high returns, it doesn't mean the market will provide them for you. Peter Bernstein quote: “The market’s not a very accommodating machine; it won’t provide high returns just because you need them.” Flat = S&P 500 was slightly down for the...
The Pledge Most Advisors Won’t Sign!
Is your advisor a true advisor who is legally bound to put your best interests first or is your advisor a broker/sales rep who is selling you product you may or may not need? Your lifestyle in retirement may hinge on your advisor signing this document! As of 2/3/17,...
Are You Ready for Liftoff?
Are You Ready for Fed Liftoff? I don't know if the Fed will actually raise interest rates next week or not. I hope they do but you never can tell. Advice to current clients, move forward but with caution. We anticipate that future expected returns...
Do You Have Happy Money?
Happy Thanksgiving to all. At this time of year, it is important to be grateful for our blessings (big or small). “Gratitude unlocks the fullness of life. It turns what we have into enough, and more. It turns denial into acceptance, chaos to order, confusion to...
Will You Run Out of Money?
For most investors, this is the key question: Will I have enough to maintain my lifestyle for the rest of my lifetime or will I run out of money and need to be dependent on others? Are you saving enough? We suggest 20% of gross household income (this is before...
Q3 2015 Market Review
Third Quarter 2015 Market Review. I hope everyone is enjoying the fall season. Here are some key takeaways from Q3. In October, markets have already re-gained much of their losses from Q3. Page 2 - Comments about recent volatility Page 5 - Most asset classes and...
Average is Not Normal
When you invest in the stock market, average is Not Normal. The S&P 500 has been up each of the last 6 years and as of 10/13/15 is down -1% for 2015. We will see if we can get another positive year. Since 1926 (89 years): The S&P 500 is positive 78.6% of the...
Should Investors Sell After a Correction?
Should you sell stocks after a 10% correction? Stock prices in markets around the world fluctuated dramatically for the week ended August 27. On Monday, August 24, the Dow Jones Industrial Average fell 1,089 points—a larger loss than the “Flash Crash” in May...
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