by Todd Moerman | Jan 21, 2016 | Manage Risk
Investing is very easy in a raging bull market. Everything goes up, people make money and everyone believes that they are smarter and more talented than the average investor. We all know this is an illusion. By definition, half of all investors are... by Todd Moerman | Jan 12, 2016 | Doctor/ Dentist, Retired, Working
As of last Monday (1/11/16), the average stock is already in a bear market. (photo credit Kevin Dietrich) Here is some data as of 1/11: The S&P 500 is only down -10% from the May 20, 2015 highs of 2,135. 10% corrections are fairly normal. The average S&P 500... by Todd Moerman | Jan 7, 2016 | Doctor/ Dentist, Retired, Working
Just because you need high returns, it doesn’t mean the market will provide them for you. Peter Bernstein quote: “The market’s not a very accommodating machine; it won’t provide high returns just because you need them.” Flat = S&P 500 was slightly down for... 
by Todd Moerman | Jan 2, 2016 | Wiser
Is your advisor a true advisor who is legally bound to put your best interests first or is your advisor a broker/sales rep who is selling you product you may or may not need? Your lifestyle in retirement may hinge on your advisor signing this document! As of 2/3/17,... 
by Todd Moerman | Dec 10, 2015 | Doctor/ Dentist, Retired, Working
Are You Ready for Fed Liftoff? I don’t know if the Fed will actually raise interest rates next week or not. I hope they do but you never can tell. Advice to current clients, move forward but with caution. We anticipate that future expected...
Subscribe To Our Blog! We helpClients retire without getting killed in taxes!
Free tools & Checklists! Your Retirement will thank you!
Free & valuable information to help you maintain your lifestyle in retirement. We cover Vanguard indexing, DFA and factor investing (value, small cap, high profit, momentum). Free tools & market insights.
See why you may need a low-cost, fee only Advisor who is a fiduciary for you 100% of the time.
You have successfully subscribed. Thank you! Here are some free resources - Video - A note from your future self - https://youtu.be/HKMYTLyhOGU 5 Free Checklists That May Save You Thousands – Really! Countless people need help in these areas. Checklists include: end of year tax planning, funding a child's college education, caring for aging parents, items to consider before you retire, critical documents to keep on file. Please like & share with family & friends. You can download the PDFs for free. https://www.integrityia.com/5-free-checklists-that-may-save-you-thousands-really/