by Todd Moerman | May 5, 2016 | Manage Risk
The end of a golden age of investing? If you are saving for retirement and want to maintain your lifestyle in retirement, I may have some bad news for you. Expected returns over the next 20 years are significantly lower than the last 30 years. This has significant... 
by Todd Moerman | Apr 15, 2016 | Doctor/ Dentist, Retired, Working
Here is our market update for Q1 2016. Markets continue to see increased volatility and we expect this to continue. In Q1, markets were down -10% to -14% in mid-quarter. It is important to have a plan and stick to it. Stock volatility is normal. Quite a run. Since... 
by Todd Moerman | Mar 8, 2016 | Wiser
The best time to plant a tree was 20 years ago and the next best time is today. Every journey begins with a first step. Planning for a successful retirement begins with making a decision. The most important decision of your financial life…. how much do you... by Todd Moerman | Feb 17, 2016 | Doctor/ Dentist, Retired, Working
2/17/2016 – This was our first 3 day rally of 2016! Will it continue or are we stuck in a negative cycle? Time will tell but there is never a good time to have a less than optimal portfolio. Do you have too much risk in your portfolio? If you have over $500k... 
by Todd Moerman | Feb 2, 2016 | Doctor/ Dentist, Retired, Wiser
I am sure most investors are glad to say goodbye to January 2016. The markets were volatile but if you had a diversified portfolio, things turned out OK. It is important to have a rock solid philosophy, strategy and discipline during market volatility. High quality...
Subscribe To Our Blog! We helpClients retire without getting killed in taxes!
Free tools & Checklists! Your Retirement will thank you!
Free & valuable information to help you maintain your lifestyle in retirement. We cover Vanguard indexing, DFA and factor investing (value, small cap, high profit, momentum). Free tools & market insights.
See why you may need a low-cost, fee only Advisor who is a fiduciary for you 100% of the time.
You have successfully subscribed. Thank you! Here are some free resources - Video - A note from your future self - https://youtu.be/HKMYTLyhOGU 5 Free Checklists That May Save You Thousands – Really! Countless people need help in these areas. Checklists include: end of year tax planning, funding a child's college education, caring for aging parents, items to consider before you retire, critical documents to keep on file. Please like & share with family & friends. You can download the PDFs for free. https://www.integrityia.com/5-free-checklists-that-may-save-you-thousands-really/